Emily Ryan-Davis offered herself up as the first post to Naked Romance. She's got a number of books with Ellora's Cave and Freya's Bower, most with varying amounts of nudity on the covers.
Here's what Emily had to say about this one:
"All the Trees in Pearl" is my first skintastic cover. I realize it's not shockingly bare but I blushed like crazy the first time I popped the image in my Facebook profile and said "Hey, look at this". I scored another bare chest with Collette Carver's story, "All the Women in Pearl," and for the recently-contracted final story, "All the Secrets in Pearl," about deliciously bisexual youngest Carver sibling, James (release date not yet available). James will have a slightly more furry-chested, but no less bare, cover of his own.
In case you're curious what Ethan does with that unbuttoned shirt on the cover, here's a tiny excerpt:
“James is a kid,” Ethan said to the ceiling. Margaret lay on her side facing away from him. He couldn’t muster the energy to turn down the blankets so he’d covered her slim, naked form with his shirt. Once he’d gotten off her and bothered to remove it.
For a free stop in the Carvers' Pearl, Colorado, check out the free short story "Interlude in Pearl": http://www.jasminejade.com/p-8116-interlude-in-pearl.aspx )